Terms and conditions

Please read these Terms and Conditions carefully before using our website or insurance services. By accessing or using our platform, you agree to the following terms:

1. Use of Services

Our insurance services are designed for individuals, families, and businesses. You agree to use these services only for lawful purposes and in accordance with applicable laws and regulations.

2. Policy Applications

All insurance applications are subject to review and approval. Submission of an application does not guarantee acceptance. Coverage begins only once the policy is approved and payment is received.

3. Premiums & Payments

  • Premiums must be paid on time to keep your policy active.

  • Missed or late payments may result in suspension or cancellation of coverage.

  • All payments are non-refundable unless otherwise stated.

4. Claims

  • Claims must be submitted with accurate details and necessary documentation.

  • We reserve the right to review, investigate, and approve or deny claims based on policy terms.

  • False or fraudulent claims may result in policy cancellation and legal action.

5. Policy Changes & Cancellations

You may request changes to your policy, such as adding coverage or updating details. Any cancellations or modifications must follow the guidelines outlined in your policy documents.

6. Limitation of Liability

While we strive to provide the best service, we are not responsible for:

  • Losses caused by delays, interruptions, or errors beyond our control

  • Indirect or consequential damages resulting from use of insurance services

  • Claims or coverage outside the scope of the agreed policy

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of external sites.

8. Updates to Terms

We may update or modify these Terms and Conditions at any time. Updates will be posted on this page with the revised date.

9. Contact Us

If you have questions regarding these Terms and Conditions, please contact:
📧 info@smartcoverinsurancedeals.com
📞 +1-866-495-5420